How to apply?

Adhering to the Highest Standards in Islamic Finance

Applying for a sharia compliant loan with Halal Mortgage Australia is a straightforward and seamless process. We’re here to guide you every step of the way, ensuring that your experience is smooth, transparent, and fully compliant with Sharia principles. Here’s how you can get started:

 

How to apply

Step 1: Initial Consultation

Get in Touch: Contact us to schedule an initial consultation with one of our knowledgeable advisors. We’ll discuss your financial needs, explain the Ijarah method, and help you determine the best halal mortgage solution for your situation.

Personalized Advice: During this consultation, our experts will provide personalized advice, ensuring you understand the benefits and process of our Sharia-compliant mortgage options.

Step 2: Prepare Your Documents

Gather Necessary Documents: To streamline your application, we’ll provide you with a checklist of the necessary documents. Typically, this includes proof of identity, income verification, and details about the property you wish to finance.

Complete the Application Form: Fill out our simple application form with the required information. If you have any questions, our team is here to help.

More info: https://www.fairtrading.nsw.gov.au/housing-and-property/buying-and-selling-property/buying-a-property/getting-finance

 

 

Step 3: Submit Your Application

Submit Your Documents: Once you’ve gathered all the required documents and completed the application form, submit them to us for review. You can do this online or in-person, whichever is more convenient for you.

Review and Feedback: Our team will review your application promptly. We’ll keep you informed throughout the process and provide feedback if any additional information is needed.

Ready To Start Your Sharia Compliant Journey Today?

Ready To Start Your Sharia Compliant Journey Today?

Step 4: Fast Approval

Quick Decision: We understand the importance of timely financing. Our streamlined review process ensures a fast decision on your application, allowing you to proceed with confidence.

Approval Notification: Once approved, we’ll notify you immediately and outline the next steps. Our transparent process ensures you’re always informed and in control.

Step 5: Property Acquisition and Lease Agreement

Property Purchase: Upon approval, Halal Mortgage Australia will purchase the property on your behalf. This step ensures compliance with Sharia principles and sets up the Ijarah agreement.

Lease Agreement: You’ll enter into a lease agreement with us, making regular rental payments that include a portion contributing to the property’s eventual ownership. Enjoy full use and benefits of your home during this period.

Step 6: Ownership Transfer

Complete Payments: Continue making your scheduled rental payments. Each payment brings you closer to owning your home outright.

Transfer of Ownership: Once all payments have been made, we’ll facilitate the seamless transfer of full ownership to you. You now own your home, having followed a process that respects your faith and values.

Embark on your journey to ethical homeownership with Halal Mortgage Australia. Our application process is designed to be fast, simple, and fully Sharia-compliant. Contact us today to schedule your initial consultation and take the first step towards securing your dream home with a halal mortgage solution that aligns with your values.

By choosing Halal Mortgage Australia, you are partnering with a company that prioritizes compliance with the highest standards of Islamic finance. We are committed to providing you with ethical, transparent, and Sharia-compliant financial solutions that you can trust. Let us help you achieve your financial goals in a way that honors your values and principles.